Buying communications and media packages

This guidance is for England, Scotland and Wales

Traders may offer 'package' or 'bundle' deals where more than one service, such as phone, broadband, entertainment and mobile services are provided under one contract. The market is competitive and you are likely to be faced with a wide choice of services in differing combinations with different price structures. Comparing deals can be confusing; consider the set up costs (which may include the supply of equipment and installation), the total cost per month (which may include landline charges), the minimum contract term, value for money, quality of service, content availability and the quality of the signal / reception in your area. Bear in mind that digital content - such as games, apps, music and video - may cost extra.

You have rights and remedies under the Consumer Rights Act 2015 when a trader supplies you with goods, services and digital content.

Traders must comply with the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 when they supply goods, services and digital content without face-to-face contact with you. These are called 'distance' contracts. You have the right to cancel most distance contracts and the cancellation period is 14 days.

WHAT CAN BE INCLUDED IN A PACKAGE?

Traders may provide single services or packaged / bundled services in different ways and at varying prices, but you will generally find that they will include:

  • TV and entertainment (free services or pay TV, which includes on-demand services, viewing in HD (high definition) and dedicated channels showing premium sport and film content)
  • music
  • landline phone services
  • mobile phone services
  • phone extras
  • broadband
  • online security software
  • cloud storage
  • services for people with a disability

These services and associated goods and digital content can be obtained directly from the service provider, but there are traders that will sell on a service provider's behalf and act as approved agents.

WHAT YOU SHOULD CONSIDER BEFORE BUYING

TERMS AND CONDITIONS

Check the terms and conditions that apply to packaged services. You will find these on the trader's website.

CAN THE TRADER SUPPLY THE PACKAGE?

The package may be subject to availability. For example, is full fibre broadband directly to your home available in your area? Will you get 5G coverage where you live?

THE TOTAL COST PER MONTH

Check the standard monthly cost of the package, especially if you are offered an introductory price. It may appear to be reasonable at first but costs can soon add up once you start adding extras such as superfast broadband, unlimited calls and texts, increased data allowance, entertainment, sports, online security software and cloud storage. Find out what the penalties are (if any) for exceeding a usage allowance.

THE LENGTH OF THE CONTRACT

Check the minimum term of the contract. If you cancel the contract after the cooling-off period but within the minimum term, you may have to pay an early cancellation fee, unless you cancel early because the trader is in breach of contract - for example, they failed to provide a significant part of the service.

With some mobile phone plans, the total monthly payment is made up of two distinct parts:

  • a plan for the phone. The model, price and the number of monthly payments you choose to pay
  • an airtime plan (minutes, data, texts). You can choose the elements of the package and the minimum length of the contract

This means that you can pay for the phone in full earlier or later than the end date for the minimum length of the airtime plan. It gives you the option to spread the cost of an expensive phone over longer period and keep monthly payments lower.

DO YOU NEED TO CHANGE YOUR LANDLINE PROVIDER TO OBTAIN THE SERVICE?

You may need a working BT phone line to obtain some services.

RECEPTION AND COVERAGE

Check you are able to receive all the services you require, bearing in mind the area you live / work in. Will you be able to get a good mobile signal or broadband speed where you need it? Most service providers have a facility to check this on their website or they may do this for you.

DOES IT REPRESENT BEST VALUE FOR MONEY?

As it is a competitive market, you should do your research and not feel pressured into buying before you have shopped around. You can save money by choosing a standard broadband connection if you are only a light user. However, if you have a large household that regularly streams films, plays online games and works from home, a better, faster connection will be more suitable.

DO YOU NEED THE PACKAGE?

When buying a TV, computer or a new mobile phone, avoid being pressured into signing an agreement for new services when you may actually be satisfied with your existing services.

DO I NEED ALL THE ELEMENTS OF THE PACKAGE?

You should ensure that you choose a package that is suitable for your needs and does not include elements that you are not going to use. This should reduce the package cost.

HOW TO COMPARE PRICES

Ofcom, the independent regulator and competition authority for UK communication industries, lists price comparison sites that have gained Ofcom accreditation. The accreditation scheme means that the price comparison sites have undergone an independent audit to ensure they are easily accessible, clear, accurate, comprehensive and up to date.

CAN YOU CANCEL YOUR CONTRACT?

If you buy a package from a trader by distance means, such as from a website, you have the same legal rights as you have when buying from a trader's premises. The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 give you extra protection because the contract you enter into is concluded at a distance and without face-to-face contact. You have the right to cancel most 'distance' contracts and the cancellation period is 14 days. You also have the right to withdraw your offer to buy before the contract is made.

There are times when you may want the trader to start a service straight away. Under these circumstances, the trader must inform you that you lose your right to cancel once the contract has been performed. If the service has not been completed and you cancel within the cancellation period, you will have to pay for the part of the service that the trader has carried out. If goods were supplied with a service, you have the right to return the goods if you cancel within the cancellation period but you may be liable to pay some or all of the service costs.

If you decide to cancel or withdraw from the contract then you must inform the trader. You can make a clear statement setting out your decision to cancel or you can use the cancellation form that the trader must provide you with. Make sure you obtain proof of delivery, keep copies of any emails you send and keep the acknowledgement of receipt you receive from the trader if you cancel online.

Be aware that the trader may try and persuade you into taking the package by offering you incentives. Always give yourself time to consider offers before going ahead. Any revisions to the terms of the deal may involve another agreement and you may have cancellation rights on the new agreement as well.

If you sign up in-store, then you may only have the right to cancel if it is included within your terms and conditions. You should check with the trader to find out if this applies to you.

The 'Buying by internet, phone and mail order: distance contracts explained' guide gives more information.

WHAT ARE YOUR RIGHTS WHEN BUYING A PACKAGE?

It is an important element of a contract that the trader must give you specific pre-contact information, as set out in the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. The three guides 'Buying from business premises: on-premises contracts explained', 'Buying by internet, phone and mail order: distance contracts explained' and 'Buying at home: off-premises contracts explained' explain what these pre-contract requirements are. Under the Consumer Rights Act 2015, if a trader does not provide the required information, you can make a claim to have your costs (if you have any) reimbursed.

The Consumer Rights Act 2015 sets out what you are entitled to expect from the package supplied by a trader. These are commonly referred to as your 'statutory rights'. The law also gives you remedies against the trader if the package fails to meet your expectations.

Key rights (goods):

  • the trader must have the 'right to supply' any goods to you
  • goods must be of 'satisfactory quality'
  • if you make a trader aware that you want the goods to be 'fit for a particular purpose' (even if it is something that they are not usually supplied for) then you have the right to expect they are fit for that purpose
  • you have the right to expect that the goods are 'as described'
  • if you see or examine a sample, then the goods must 'match the sample'
  • if you see or examine a model, then the goods must 'match the model'

Key remedies (goods):

  • short term right to reject the goods and obtain a full refund
  • right to a repair or replacement
  • right to a price reduction or a final right to reject the goods

Key rights (services):

  • the service must be carried out 'with reasonable care and skill'
  • information about the trader or service is legally binding
  • you are only required to pay a 'reasonable price' for the service unless the price of the service is fixed as part of the contract
  • the service must be carried out within a'reasonable time'

Key remedies (services):

  • right to repeat performance
  • right to a price reduction

Key rights (digital content):

  • the trader must have the 'right to supply' the digital content to you
  • you have the right to expect that the digital content is of 'satisfactory quality'
  • if you make a trader aware that you want digital content to be 'fit for a particular purpose' (even if it is something that it is not usually supplied for) then you have the right to expect that it is fit for that purpose
  • you have the right to expect that the digital content is 'as described'
  • rights when digital content is transmitted
  • right to expect that digital content is of satisfactory quality, fit for a particular purpose and as described when it has been modified

Key remedies (digital content):

  • right to a repair or replacement
  • right to a price reduction
  • right to a refund

The three guides 'Sale and supply of goods: your consumer rights', 'Supply of digital content: your consumer rights' and 'Supply of services: your consumer rights' give more information on your rights and which remedy you are entitled to.

MISLEADING CLAIMS AND AGGRESSIVE SELLING PRACTICES: WHAT ARE YOUR RIGHTS?

If you enter into a contract because a trader misled you or because the trader used an aggressive commercial practice, the Consumer Protection from Unfair Trading Regulations 2008 give you rights to redress: the right to unwind the contract, the right to a discount and the right to damages. The 'Misleading and aggressive practices: rights to redress' guide gives more information.

If a trader misleads you or engages in an aggressive selling practice, then they may also have committed an offence under the Consumer Protection from Unfair Trading Regulations 2008. You can report your complaint to the Citizens Advice consumer service for referral to Trading Standards.

WHAT TO DO IF THINGS GO WRONG?

This guide gives you the information you need on the rights you have and the remedies you are entitled to. The three guides 'Sale and supply of goods: what to do if things go wrong', 'Supply of digital content: what to do if things go wrong' and 'Supply of services: what to do if thing go wrong' explain the practical steps you can take when complaining to a trader.

Most service providers offer answers to common issues on their websites, as well as offering a range of contact options, such as web chat, web form, phone and post, if you wish to complain.

Phone, mobile and internet service providers that offer services to individuals and small businesses (up to 10 employees) must be a member of an alternative dispute resolution (ADR) scheme. The ADR schemes approved by Ofcom, the UK communications regulator, are:

ADR schemes are free, impartial services available to consumers and small businesses that are in dispute with a service provider and can be an alternative to court action. You can check with the service provider directly or use the Ofcom ADR checker to establish which ADR scheme they belong to. Both of the above ADR schemes require you to try and resolve your complaint with the service provider in the first instance. If the service provider sends you a 'deadlock' letter (which means their final position on the matter), or eight weeks have passed and you remain dissatisfied, you can take your complaint up with the relevant ADR scheme.

Check with the ADR scheme to find out which complaints it can deal with and which are outside its remit.

If you do not agree with the decision reached through the above ADR services, you can still take action in the court. See 'Thinking of suing in court?' for more information.

IN THIS UPDATE

No major changes.

Last reviewed / updated: June 2023

Key legislation

Please note

This information is intended for guidance; only the courts can give an authoritative interpretation of the law.

The guide's 'Key legislation' links may only show the original version of the legislation, although some amending legislation is linked to separately where it is directly related to the content of a guide. Information on amendments to legislation can be found on each link's 'More Resources' tab.

For further information in England and Wales contact the Citizens Advice consumer service on 0808 2231133. In Scotland contact Advice Direct Scotland on 0808 164 6000. Both provide free, confidential and impartial advice on consumer issues.

© 2024 itsa Ltd.